Free tool
Income tax calculator Australia
Enter your income to estimate income tax, Medicare levy, compulsory HELP repayments and take-home pay for the 2025-26 income year. Add the tax already withheld and it shows whether you are heading for a refund or a bill.
Rates and thresholds are the same for both years.
Estimated take-home pay
$67,012
$5,584 per month, $1,289 per week
| Taxable income | $85,000 |
| Income tax | $16,288 |
| Medicare levy | $1,700 |
| Total tax and levies | $17,988 |
| Average tax rate | 21.2% |
| Marginal tax rate | 30% |
Estimate only, based on published rates for 2025-26. It excludes the Medicare levy surcharge, private health rebates, foreign income and offsets specific to you.
Australian tax brackets for 2025-26 and 2026-27
| Taxable income | Tax on this income |
|---|---|
| $0 - $18,200 | Nil |
| $18,201 - $45,000 | 16c for each $1 over $18,200 |
| $45,001 - $135,000 | $4,288 plus 30c for each $1 over $45,000 |
| $135,001 - $190,000 | $31,288 plus 37c for each $1 over $135,000 |
| $190,001 and over | $51,638 plus 45c for each $1 over $190,000 |
Rates exclude the 2% Medicare levy, which applies on top for most residents above the low-income threshold.
Common questions
How much tax do I pay on $80,000 in Australia?
On a taxable income of $80,000 for 2025-26 a resident pays roughly $14,788 in income tax plus about $1,600 Medicare levy, so around $16,388 in total. The exact figure depends on offsets, private health cover and any HELP debt.
What are the Australian tax brackets for 2025-26 and 2026-27?
Nil up to $18,200, then 16% to $45,000, 30% to $135,000, 37% to $190,000 and 45% above $190,000. The 2% Medicare levy applies on top for most residents.
Does this calculator include the Medicare levy and HELP repayments?
Yes. The 2% Medicare levy is applied with the low-income reduction, and compulsory HELP or HECS repayments are calculated under the marginal repayment system when you tick that you have a study loan.
Will I get a refund or a bill?
Enter the tax withheld from your payslips or income statement. If withholding exceeds your calculated liability you are due a refund. If it falls short, that shortfall is payable when you lodge.
Is this an official ATO calculation?
No. It is an estimate using the published rates and thresholds. Your assessed position can differ because of offsets, levies, foreign income and other items specific to you.
Further reading
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