ATO late lodgement penalty: up to $364 per 28 days, capped at $1,820 per document · interest 11.43% p.a. compounding daily · See how to remit them →
Tax return 2026: all dates at a glance
| Event | Date |
|---|---|
| Income year covered | 1 July 2025 to 30 June 2026 |
| Lodgment opens (myTax and agents) | 1 July 2026 |
| ATO pre-fill data substantially complete | Late July 2026 |
| Self-lodger deadline | 31 October 2026 (Saturday, so next business day Monday 2 November 2026) |
| Deadline to engage a tax agent for extended dates | 31 October 2026, you must be on their client list by this date |
| Typical agent-program final deadline | Up to 15 May 2027, varies with your lodgment history and the agent's program |
| Payment due if you owe (self-lodgers) | Shown on your notice of assessment, generally 21 November 2026 |
The 31 October rule, and the Saturday quirk
The standard individual deadline is 31 October following the end of the financial year. When it lands on a weekend, as it does in 2026, the ATO accepts lodgment on the next business day without penalty: Monday 2 November 2026. Don't plan around the extra two days; plan around October.
Miss it and the failure to lodge penalty clock can start: $364 for each 28 days late, up to $1,820 per return. Full detail in our late tax return fine guide. Returns that produce a refund generally escape penalty, but why leave your own money with the ATO?
Want more time? The tax agent extension
Registered tax agents lodge under the ATO's lodgment program, which extends most clients' deadlines well past October, commonly to 15 May 2027, with interim dates depending on your prior-year outcome. The catch everyone misses: you must be on the agent's client list by 31 October 2026 to get the extended date. Signing up in November doesn't retro-fit the extension, although an agent can still lodge and argue your case. See how remission works.
One more agent benefit: even if your return produces a bill, agent-program lodgment often defers the payment due date too.
When should you actually lodge? Not 1 July
Lodging in the first fortnight of July is the number-one cause of amended returns: employer income statements aren't finalised, bank interest and dividend pre-fill hasn't landed, and health fund data is missing. The ATO itself recommends waiting until pre-fill completes, typically late July. Lodge then for the fastest, cleanest refund, and see how long processing takes.
Already behind from earlier years? The 2026 deadline is the least of it. Start with the overdue tax returns guide.
Key dates beyond the return itself
| Obligation | Date |
|---|---|
| Q1 2026-27 BAS (July to September) | 28 October 2026 |
| Super guarantee Q1 payment | 28 October 2026 |
| PAYG instalment Q1 | 28 October 2026 |
| Full BAS calendar | See our quarterly BAS due dates guide |
Every quarterly and monthly date is set out in quarterly BAS due dates 2026-27.
Dates and penalty rates checked July 2026.
Frequently asked questions
When can I lodge my 2026 tax return?
When is the tax return due in 2026 in Australia?
What happens if I miss the 2026 tax return deadline?
When will I get my 2026 tax refund?
When do I have to pay if I owe tax in 2026?
General information only - not personal tax, financial or legal advice. Consider your own circumstances or speak to a registered tax agent. Remission of penalties or interest and payment plans are decisions of the ATO and outcomes can't be guaranteed.

